WEALTH MADE SIMPLE
Invested in your goals
Our Service Model
Simple, Transparent & Ethical
We understand that no two financial journeys are the same. That’s why we offer two flexible service models: Comprehensive Wealth Management and Advice-Only Planning.
Comprehensive Wealth Management
Hands-on ongoing white-glove service that combines financial planning with investment management and continuous behavioural financial coaching. This model suits clients seeking a long-term relationship and full coordination of investments, taxes, retirement, insurance, and estate planning strategies. You benefit from continuous oversight, active adjustments, and proactive support through every life stage, with access to advice when you truly need it.
Our total compensation is a flat annual fee of 1% on all assets managed by our firm.
Employees
Holistic Financial Planning
Evidence-based Investing
Active Performance Tracking
Tax Optimization
Tax Loss Harvesting
Employee Benefits Analysis
Risk & Protection Strategies
Quarterly Reviews
Business Owners
Integrated Financial Planning
Corporate Cashflow Planning
Corporate Insurance Strategies
Corporate Pension Planning
Personal Income Optimization
Integrated Investment Management
Active Performance Tracking
Quarterly Reviews
Advice-Only Planning
Ideal for clients who want objective periodic financial guidance without ongoing investment management. This model is popular with investors that have the time and knowledge to manage their own investments, or those navigating specific life transitions like home purchases, career changes, or retirement planning. You pay a transparent, flat fee for tailored advice. It’s all about clarity and empowerment.
Employed Canadian Individuals
1,500
Holistic financial planning to give you a 360° view of your personal finances.
Budgeting
Cash Flow Optimization
Lifestyle Planning
Debt Optimization Strategies
Accumulation Planning
Decumulation Planning
Retirement Planning
Tax Optimization Strategies
Employee Benefits Analysis
Equity Compensation Planning
Insurance Needs Assessment
Estate Planning
Optional On-Going Support
Optional service ideal for advice-only planning clients who wish to review and optimize recommended strategies at regular intervals or require on-going advise based on their changing situation.
Annual Plan & Strategy Review
500
Every year
Review your plan with us annually to ensure it continues to align with your goals. We focus on uncovering major life changes and events, helping you determine their impact on your goals.
Annual Plan Review
Investment Performance Review
Inflation Adjustments
Risks Review
Annual Tax Review